Hidden Assets in Divorce: How To Protect Yourself in Maryland

Divorce is hard enough when both parties are honest. But when one spouse hides assets to avoid fair division, it becomes a whole new battle. Unfortunately, this happens more often than many people realize.

At RPM Law, we work with Maryland clients who want a fair divorce, one where no one hides money, property, or income. If you suspect your spouse is concealing assets, here’s what you need to know and how you can protect yourself.

What Are Hidden Assets?

Hidden assets are any income or property that a spouse intentionally conceals to keep out of the divorce settlement. This could include:

• Undisclosed bank accounts
• Secret investment portfolios
• Cash withdrawals hidden in safes or safety deposit boxes
• Deferred bonuses or commissions
• Property titled under someone else’s name
• Overpayments to creditors or taxes with plans to get a refund later
• Fake debts or business expenses

People can get creative when it comes to hiding money, especially if they think no one is watching. That’s why awareness is key.

Why It Matters in Maryland

Maryland is an equitable distribution state. This means marital property is divided fairly, not necessarily equally. Courts consider many factors, including each spouse’s financial situation, contributions to the marriage, and future needs.

If one spouse is hiding assets, it prevents the court from dividing property fairly. It also erodes trust and can lead to legal consequences.

Even if you were not the spouse who earned or controlled most of the money during the marriage, you are still entitled to your share of the marital property.

Common Red Flags

Not sure if your spouse is hiding something? Here are a few warning signs:

• They suddenly become secretive about finances
• You’re locked out of bank or investment accounts
• Business income seems to drop without explanation
• There are sudden large expenses or debts that don’t add up
• They push for a quick settlement before you can review finances
• You discover unfamiliar accounts or financial transfers

If something feels off, trust your instincts. It’s worth looking deeper.

How To Find Hidden Assets

You don’t have to uncover everything yourself. A skilled divorce attorney can help by:

• Using discovery tools like interrogatories and subpoenas
• Requesting financial documents through formal legal channels
• Working with forensic accountants or valuation experts
• Reviewing tax returns, loan applications, and business records
• Tracing financial transactions and asset transfers

Sometimes the truth is buried in plain sight. You just need the right team to uncover it. A thorough legal and financial review can bring it to light.

Legal Remedies for Hiding Assets

Courts in Maryland do not take dishonesty lightly. If a spouse is caught hiding assets, the judge can:

• Award a greater share of the marital property to the honest spouse
• Impose fines or sanctions
• Reopen the case if fraud is discovered after the divorce is finalized
• In some cases, refer the issue for criminal investigation

How To Protect Yourself

If you are concerned about hidden assets, act early. Before filing, or as soon as divorce becomes a possibility, gather financial documents. This includes tax returns, account statements, pay stubs, retirement plans, and any other documents that show income or ownership.

Keep copies somewhere safe. If you suspect deception, do not confront your spouse directly. Talk to your attorney first. The right strategy can protect your rights without alerting the other side too soon.

Get Trusted Help from RPM Law

At RPM Law, we understand how emotional and financially complex divorce can be. Our team knows how to identify hidden assets, work with financial experts, and fight for your fair share. If you believe your spouse isn’t being honest about money, don’t wait.Let’s make sure your future isn’t built on half the truth. Contact RPM Law for a confidential consultation.